Prefabricated house financing: the foundation for your dream house
*Exclusive financing offer for our 40th anniversary!
€ 40 fixed interest loan instalment per month per € 10,000 loan amount(1). In addition, € 40 customer bonus per € 10,000 loan amount as a one-off payment(2). Ask our building consultants for your personal financing offer
~One-time 40th anniversary promotion with our financing partner REALfinanz. (1) Fixed interest loan rate requires the usual bank equity and credit check as well as the selection of a graduated rate model; (2) one-time payment of the REALfinanz customer bonus to VARIO-HAUS customers after loan agreement brokerage dependent on total loan amount by REALfinanz. Valid until 31.12. 2023.
The most important part of the house is invisible.
For most people, financing their own home is the most important and at the same time often one of the most difficult challenges. Precise planning, detailed considerations of which wishes the future prefabricated house should fulfil, what costs are associated with it, which part can be covered by own funds and which financing requirements exist are therefore essential.
The secure foundation
Your VARIO-HAUS building consultant and our long-standing partners in the field of prefabricated house financing support you in the secure financing of your new dream house! Because in the cooperation between VARIO-HAUS and REALfinanz as well as s Wohnfinanz competence, know-how and resources from experienced companies come together. The financing partners of VARIO-HAUS support you with a wide range of financial products that make it possible to find an individual solution for every situation and every prefabricated house.
REALfinanz - Affordability is the goal.
REALfinanz puts your bank's offer to the test, compares it with the current best providers on the market, sounds out the most renowned banks and building societies and presents the offers to you free of charge. By drawing up a comprehensive concept, which includes existing insurance contracts, it is possible to minimise terms and instalment amounts. [REALfinanz"::http://www.realfinanz.at/] takes care of all the details.
s Wohnfinanz - a company of the Sparkasse Group.
VARIO-HAUS has been focusing on quality and precision for more than 30 years. That is why we have chosen this strong and reputable financing partner. The s Wohnfinanz is a company of the savings bank group.
Your VARIO-HAUS construction consultant and his team partner at the real estate financier offer you a full-service package covering all aspects of housing finance. And best of all, they all already know the advantages of a prefabricated house.
How do banks calculate?
Ask your VARIO-HAUS building consultant for a detailed calculation overview in order to be able to prepare optimally for your financing discussion. He or she will be happy to help you with useful tips and tricks from our many years of experience working with leading financing specialists on the subject of real estate.
Housing subsidies
Housing subsidies are intended to enable the creation of housing. Different guidelines apply in the individual federal states for claiming subsidies. Since each federal state has its own housing subsidy, it is best to obtain information from the competent office of the respective federal state.
www.burgenland.at
Office of the Provincial Government of Burgenland, Housing Subsidy Office
www.wohnbau.ktn.gv.at
Office of the Carinthian Provincial Government, Department 2
www.noel.gv.at
Office of the Provincial Government of Lower Austria
www.land-oberoesterreich.gv.at
Office of the Upper Austrian Provincial Government, Dept. of Housing Subsidies
www.salzburg.gv.at
Salzburg Institute for Spatial Planning and Housing, SIR
www.wohnbau.steiermark.at/
Office of the Styrian Provincial Government, RA 14
www.tirol.gv.at/
Housing Promotion Agency of the Tyrolean Provincial Government
www.vorarlberg.at/
Office of the Vorarlberg Provincial Government, Department IIId Housing Promotion
www.wien.gv.at
Vienna City Council, MA 50, Housing Subsidies
Our payment modalities
The payment of the construction work is made in installments and depending on the progress of construction, which is confirmed by you as the customer.
If you decide for a bare bone house:
- 5% after signing the purchase contract (deposit).
- 70% after assembly of the exterior and interior walls and ceiling
- 20% after roofing
- 5% after handing over the house
If you decide for a ready for finishing or turnkey house:
- 5% after signing the purchase contract (deposit).
- 60% after assembly of exterior and interior walls and ceiling
- 15% after roofing
- 15% after completion of electrical, sanitary and heating installations
- 5% after handing over the house
